"The Secret of financial success is
To spend what is left after the deposition of savings
Instead of saving what is left after the release of Money "
Spend less than you earn.
At the beginning of the states that you will pay the first
and choose the purpose of the pledges (charitable, help others,
Religious organization, helping children from orphanages or other goals you choose.)
Here are some important tips to help you get started.
When you spend your money, take a few minutes in a few steps to help you control and manage money.
ü Schedule a purchase
ü Negotiate discount/discount
ü Take the Account
ü Check the bill
ü Sort Account (category of expenditure)
ü Revise your bank account balance or cash status after the amount is issued
ü Archive Account
ü Record expenses
Example of expenditure categories
1 donations (share with others)
2 Savings (This is the category you don't move money
Money or put it in your account. These are the money to invest)
4 Shelter (rent, mortgage repayment)
5 expenditure on the gosp. Household (food, clothing living costs)
6 car (or transport/communication)
8 Insurance (Health, death, civil liability, property)
9 Debts and other commitments
10 Business activities
Below is another form of the (percentage) category of expenditure:
10% long-term savings (this is the category you are not moving you can throw money into the money or put it in your account. These are the money to invest)
10% long-term savings (for higher expenses)
10% Education Development
10% donations You can also develop your own categories of expenditure that will be most appropriate
For you and your situation. When creating your own category list, be sure to make it simple.
Start working today.
Develop your own money management system, spending categories and account retention.
If you're having trouble and giving out more using a credit card or many such cards, be sure to put all (leave at home). The amount you have at your disposal to share your spending categories (taking into account savings) and stick to the plan. Remember you can't spend more than you get.
You can prepare regular envelopes/briefcases described by the categories in which you will hold the bills. At the end of the month, you'll accrue expense categories.
You can also record expenses on your computer. There is special software for household expenses.
This may be a helpful site where you will find helpful software to control your spending and planning your savings. Here you will find one of the leading portals for free to allow you to control your spending safely: www.kontomierz.pl
Many of these types of programs are also available.
You can also search by popular search engines (Google.com or bing.pl) by typing in the search window: Home program budget (or free home budget program).